7 SR-22 Myths That Cost Non-Owners Money
Myth 1: "No car means no SR-22."
False. The requirement follows your license, not a vehicle.
Myth 2: "An SR-22 is a type of insurance."
It's a certificate. You still need a policy behind it.
Myth 3: "I can cancel as soon as my license is back."
Canceling early triggers an SR-26 notice and, usually, a new suspension.
Myth 4: "Every insurer offers non-owner SR-22s."
Many don't. That's why comparing through an agent saves time.
Myth 5: "It'll cost hundreds a month."
Many non-owner SR-22s cost less than $60 a month. Estimate yours.
Myth 6: "Moving to a new state cancels it."
The original state's requirement still applies until it ends.
Myth 7: "The SR-22 covers me in my roommate's car every day."
Daily use is excluded. You'd need to be on that car's policy.