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SR-22 Insurance for Non-Owners in Illinois
Key takeaways
- Filings go to the Illinois Secretary of State.
- First-time DUI offenders may qualify for an MDDP with a BAIID.
- SR-22s are also common after uninsured accidents.
In Illinois, the Secretary of State, not a DMV, runs licensing, and it is the office that receives your SR-22. The typical requirement lasts three years at 25/50/20 minimum limits.
- Form required
- SR-22
- Liability minimum
- 25/50/20
- How long
- Typically 3 years
- Who processes it
- Illinois Secretary of State
How to get a non-owner SR-22 in Illinois
- Request your reinstatement requirements from the Secretary of State
- Buy a non-owner policy at 25/50/20 or higher
- Have the insurer file the SR-22
- Complete hearings, evaluations or BAIID steps if required
- Pay the reinstatement fee
What makes Illinois different
Illinois offers a Monitoring Device Driving Permit (MDDP) to many first-time DUI offenders. The MDDP requires a breath alcohol ignition interlock device (BAIID) in any vehicle you drive. Revocations may require a formal hearing before reinstatement, so start early.
Illinois questions drivers ask
Who do I call about an Illinois SR-22?
The Illinois Secretary of State's driver services department.
Can I get an MDDP without a car?
The MDDP requires a BAIID in the vehicle you drive. Ask the Secretary of State how it applies to non-owners.
State rules change. Confirm your requirements with the Illinois Secretary of State before you buy a policy.