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SR-22 Insurance for Non-Owners in Mississippi
Key takeaways
- Driver Services at the Department of Public Safety processes filings.
- Uninsured violations are a common trigger.
- A non-owner policy is usually the lowest-cost fix.
Mississippi has one of the highest shares of uninsured drivers nationwide, and the state uses the SR-22 to keep reinstated drivers insured. Filings go through the Department of Public Safety.
- Form required
- SR-22
- Liability minimum
- 25/50/25
- How long
- Typically 3 years
- Who processes it
- Mississippi Department of Public Safety
How to get a non-owner SR-22 in Mississippi
- Check requirements with Mississippi Driver Services
- Buy a non-owner policy at 25/50/25
- Have the SR-22 filed
- Pay reinstatement fees
- Keep proof of coverage continuous
What makes Mississippi different
With so many uninsured motorists on Mississippi roads, uninsured motorist coverage is worth asking about, even on a non-owner policy. It protects you if someone without insurance hits you.
Mississippi questions drivers ask
Who handles Mississippi SR-22s?
Driver Services at the Mississippi Department of Public Safety.
Should I add uninsured motorist coverage?
It's worth considering, given Mississippi's high uninsured rate.
State rules change. Confirm your requirements with the Mississippi Department of Public Safety before you buy a policy.
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