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SR-22 Insurance for Non-Owners in South Carolina
Key takeaways
- SC's provisional and route-restricted licenses may require an SR-22.
- Many DUI offenders must use an interlock.
- Uninsured motorist coverage is required on standard policies.
South Carolina requires an SR-22 after many DUI and insurance-related suspensions, usually for three years.
- Form required
- SR-22
- Liability minimum
- 25/50/25
- How long
- Typically 3 years
- Who processes it
- South Carolina DMV
How to get a non-owner SR-22 in South Carolina
- Review your SC DMV notice
- Buy a non-owner policy at 25/50/25
- Have the SR-22 filed
- Complete ADSAP if required after a DUI
- Pay reinstatement fees
What makes South Carolina different
South Carolina's Alcohol and Drug Safety Action Program (ADSAP) is commonly required after a DUI. Route-restricted licenses can allow limited driving during a suspension.
South Carolina questions drivers ask
What is ADSAP?
It's South Carolina's required alcohol and drug education program after many DUI offenses.
Do I need an SR-22 for a route-restricted license?
Usually, yes.
State rules change. Confirm your requirements with the South Carolina DMV before you buy a policy.